Amassing the maximum amount of bells possible in Animal Crossing - a whopping 99999999 - is the ultimate goal for perfectionist islanders and collection completists. While earning such an unfathomable sum through regular gameplay would take many real-world years, savvy players know shortcuts exist to reach that pinnacle of prosperity faster. Here are some top proven tactics for accumulating bells in the millions and even billions range in New Horizons.

Turnip Stalk Manipulation
Careful tracking of Daisy Mae's Sunday buy and Nook's Cranny's subsequent stock market patterns allow bell-savvy players to systematically time travel backwards and forwards each week, purchasing inventories of Turnips at rock-bottom Sunday prices then selling them forward in time periods when stalks soar to unprecedented highs of 500+ bells each. With overflowing storage of Turnips bought at 90 bells for example, even selling half inventory at 400 bells yields giant untaxed incomes of 80 million bells per trip - multiple trips of which could reach 99999999 bells within a few months. Of course, this method requires mastery of pattern recognition, calculation and careful tracking spreadsheeting to time travel precisely between boom and bust thresholds each week safely.

Catch Rare Bugs & Fish
Certain aquatic critters like the Goliath Beetle and Golden Stag fetch an unheard of 12,000 bells each when sold to Nook's. Deserting island life for arduous multi-hour evening bug hunting trips along riverbanks and throughout jungles can earn 100 million+ per session selling multiples of these elusive beetles alone. Pair this with similarly lucrative deep sea creatures like the Coelacanth and Blue Marlin, and dedicated fishing/bug catching marathons pushing past 1am become a shortcut to financial victory. Of course, RNG still plays a factor in rare spawns, so persistence and ability to play very late hours remains crucial.

Sell Turnips in Big Bells Discords
For the busiest islanders lacking time for complex Turnip trading schemes weekly, communities like BigBells.com assist by matchmaking sellers with islands currently boasting 999,999+ stalk prices. While a small transaction fee (10-15%) goes to the community, offloading a few inventories of Turnips at these peak prices instantly delivers enormous 90-150 million bell payouts each visit. A few trips of this caliber per month clears half a billion bells rapidly.

Purchase Bells Directly at AKRPG
For simple and immediate bell acquisition without the grinding, sites like AKRPG.com offer 99999999 bell packages for very reasonable real-world prices. As the #1 gaming currency marketplace since 2003 with a stellar reputation, AKRPG's automated delivery system gets funds securely onto any Switch within minutes. This allows skipping weeks or months of intense collecting to instead enjoy creations and full island terraforming right away - at far less time investment than conventional methods require.

The above tactics, when combined strategically, empower even casual players to achieve Animal Crossing's "ultimate rich person" status within a few months versus the years normally needed grinding bells traditionally. With perseverance or assistance from ACNH bells stores like AKRPG, accumulating that magic 99999999 bell total can become a reality for all New Horizons inhabitants.